What services does a mortgage broker provide?

Mortgage brokers are a universal tool for any of your property and financial needs. From assessing your financial goals, comparing loan products from multiple lenders, and negotiating competitive rates and terms on your behalf. Throughout the process, a broker will guide you through the application, approval, and settlement to provide you the smoothest experience possible.

What makes Premium Portfolio Finance different?

At Premium Portfolio Finance, we are committed to serving the Perth community in achieving their financial and property goals with expertise and local knowledge. We understand the unique possibilities that the Perth property market has to offer, allowing us to personalise our service to your specific wants and needs.

How much does it cost to use a mortgage broker in Australia?

In most cases, our services are provided free of charge to clients. The lender typically pays brokers a commission once your loan settles. If any fee is payable, it will be disclosed upfront before you proceed.

What documents will I need to apply for a home loan?

Generally, you'll need identification, recent payslips, bank statements, details of assets and liabilities, and information about the property you intend to purchase or refinance. We provide a tailored checklist to make the process straightforward.

How long does the home loan approval process take?

Timeframes vary by lender and complexity, but conditional approval can often be achieved within a few days once all documents are provided. Full approval typically follows after property valuation and final assessment.

Read Our Blogs

Thinking about buying, refinancing, or investing in property? Our blog shares straightforward mortgage advice and local Perth market insights from the PPF Mortgage Brokers team, so you can make confident decisions at every step of your journey.

Browse our latest articles below, and if you have a question we haven’t covered, get in touch with our team.

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Client stories

Real people sharing their mortgage journey with us

“Hayden has been our broker for 5 + years now. He is so easy to deal with. Honest, trustworthy and gives clear non jargon info and advice.”

Jemma Buckner
September, 2025

“Pleasant, professional, and supportive throughout – highly recommend Hayden to anyone looking to buy a home!”

Hannah Raphael
November, 2025

“I would highly recommend Hayden and the team at PPF to anyone dealing with bridging finance or looking for tailored, intelligent solutions in the real estate finance space. He truly went above and beyond.”

Araya Abera
July, 2025

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