Expert Commercial Loan Brokers
Empower your business growth with tailored commercial lending solutions. We navigate complex commercial finance, from property acquisition to working capital, to secure terms that align with your business strategy.
Trusted by leading businesses in Perth
Commercial finance for Perth businesses and investors
A commercial loan can help you purchase an owner-occupied premises, acquire an investment property, replace essential equipment, fund an expansion or create additional working capital. Unlike a standard home loan, commercial applications may be assessed using business financials, lease income, asset values, industry experience and the strength of the proposed transaction.
That makes lender selection and loan structure especially important. A suitable lender for a straightforward warehouse purchase may not be the best fit for a self-employed applicant, a specialised asset or a time-sensitive acquisition. PPF compares options across its panel and presents the structures that suit your circumstances—not simply the first product available.
Commercial loan types we can help with
Commercial property loans
Purchase or refinance offices, warehouses, retail premises and other commercial property.
Equipment and asset finance
Purchase vehicles, machinery, technology and other income-producing assets while preserving working capital.
Business loans and expansion finance
Explore funding for expansion, fit-outs, stock, acquisitions, seasonal expenses and day-to-day cash flow.
Working capital and cash-flow finance
Manage seasonal expenses, supplier payments and gaps between completing work and receiving payment.
Commercial property refinance
Review an existing facility’s pricing, structure, security or flexibility.
Finance for self-employed borrowers
Explore lenders whose assessment methods suit business and non-standard income.
Why work with PPF for commercial finance?
Specialised Expertise
We understand the nuances of commercial lending, including SMSF loans, development finance, and business expansion capital.
Access to Non-Bank Lenders
Beyond the ‘Big Four,’ we leverage relationships with specialised commercial lenders to find competitive rates and flexible terms.
Financial Structuring
We help you structure your debt efficiently, ensuring it aids tax and cash-flow goals rather than just acting as a liability.
Speed and Certainty
We handle the complex documentation and communication with lenders, allowing you to focus on running your business.
Our Simplified Commercial Lending Process
We take the complexity out of business finance with a transparent, step-by-step approach tailored to your specific commercial goals.
Initial Consultation
We start by discussing your specific business requirements, cash flow needs, and long-term financial objectives.
Comprehensive Assessment
Our team conducts a thorough review of your business financials, current debt structures, and future lending requirements.
Strategic Funding Solution
We present a customised lending recommendation that aligns with your business objectives, ensuring you secure the most competitive terms available.
Flexible financing for your business
We provide strategic financial solutions designed to support your unique business requirements.
- Fast approval process
- Competitive interest rates
- Personalised support
What Our Clients Say
We are committed to helping businesses achieve their growth objectives through tailored commercial financial solutions. Don’t just take our word for it, here is what our clients have to say about working with us.
“Highly recommend. Quick to organise and supply information on different lenders to go with and helpful in which are preferred for future planning.”
Nick Glasgow
September, 2025
“Hayden is a great broker! Recommended by my broker friend from New Zealand, Hayden has made the process very easy, which increased my confidence in the decision. I sleep better at night knowing that my mortgage is in good hands now.”
Maxim Ellison
February, 2025
“Hayden was amazing from start to finish. Gave us all of our options, answered all of our questions and never made us feel like it was ever too much.”
Lisa Kirwan
July, 2025
Ready to get started?
Take the first step towards strategic mortgage solutions in Perth.
FAQs
Common questions about commercial loans in Western Australia
Generally, you will need your most recent two years of business financial statements, tax returns, and a summary of your assets and liabilities. Our team will provide a comprehensive checklist tailored to your specific loan type.
Depending on the complexity of your financial situation, the process can take anywhere from a few weeks to a month. We manage the communication throughout to keep the process moving efficiently.
Commercial rates vary based on the risk profile of the business, the type of security provided, and the lending purpose. There is often more room to negotiate terms based on the strength of your business's financial position.
Yes. We specialise in presenting a strong business case to lenders who have a specific appetite for new ventures.
Need more information?
Our team is ready to answer your specific commercial lending questions.
Ready to take the next step for your business?
Don’t settle for ‘one size fits all’ commercial finance. Let’s build a structure that powers your growth.