Smarter Investment Loans for Property Investors
From equity release to interest-only structuring, we help you secure the right investment loan to fund your next property purchase without the guesswork.
Why Investors Choose PPF for Their Investment Loan
Choosing the right investment loan is about more than chasing the lowest interest rate; it’s about partnering with a broker who understands your financial goals and the unique Western Australian property market. At PPF Mortgage Brokers, we simplify the investment lending process, removing the stress of dealing with banks directly.
Unrivalled Lender Choice
We provide direct access to over 40 major lenders, giving you a wider pool of investment loan and investment property loan options to find the perfect structure for your unique strategy.
Expertise in Complex Lending
Led by Hayden Dempsey, we specialise in supporting investors with self-employed income, existing portfolios and complex financial scenarios that standard bank assessments often overlook.
Local Market Insight
We understand the nuances of investing in property across the WA market, including local conditions and opportunities in Fremantle. If you’re considering an investment property, our Fremantle mortgage brokers can help structure your finance around your immediate purchase and longer-term portfolio goals.
Complete Transparency
From day one, you get clear, upfront explanations of all costs and loan structures. We work for you, not the banks, ensuring your best interests are always the priority.
Investment Loan Options for Property Investors
Trusted by investors across Australia
Fund Your Next Investment
Already own a property? You may be able to use your equity as a deposit for your next investment property loan no large cash deposit required.
Interest-Only Investment Loans
Interest-only repayments reduce monthly outgoings, improve cashflow and support negative gearing strategies. As investment lending specialists, we help you weigh the benefits against long-term borrowing capacity.
Fixed Rate Investment Loans
Lock in your rate for one to five years for certainty over repayments, making it easier to budget rental income when investing on property. We'll help you decide if fixing suits your strategy.
The Right Investment Loan to Grow Your Portfolio
As your dedicated investment loan broker, we help you structure finance that suits your strategy not a one-size-fits-all solution.
Competitive interest rates: Access some of the market’s most competitive investment loan rates, sourced from our panel of over 40 trusted lenders to ensure you’re getting real value.
Flexible loan structures: Benefit from bespoke investment lending structures that adapt to your strategy, whether you need offset accounts, interest-only periods, or greater repayment flexibility.
Fast approval process: Streamline your path to settlement on your next investment property loan with our efficient, expertly managed application process designed to minimise delays and get you moving sooner.
Why Investors Choose a Broker Over a Bank
Compare the benefits of working with PPF Mortgage Brokers versus going directly to a bank, so you can choose the investment loan that best suits your property goals.
Traditional Bank
Product Choice
Access to the bank's own home loan products
Application Support
You manage the loan application process directly
Cost to You
Fees and costs may vary depending on the lender and loan
PPF Mortgage Brokers
Product Choice
Access to 40+ lenders and a range of home loan options
Application Support
We help streamline the process, manage the journey and keep you informed every step of the way
Cost to You
Free initial consultation with costs explained upfront
What Our Clients Say
Posted on Google Jenny AshboltTrustindex verifies that the original source of the review is Google. It has been a seamless experience in a world of financial jargon. Premium Portfolio Finance has given excellent efficient and knowledgeable chats that has enabled me to refinance my mortgage. It has been a pleasure dealing with Hayden from this Mortgage Brokerage.Posted on Google Laura ThainTrustindex verifies that the original source of the review is Google. Hayden has been my broker for many years and having worked with other brokers prior, I have been blown away by the experience. He is beyond everything you need in a broker, he acts fast to influence what’s required, keeps you informed every step of the way, is highly connected to get the best deal and once the deal is done, he doesn’t stop. He proactively reaches out to review rates and ensure you’re still getting the best deal…without even asking. Add to that he’s anything but a dull finance guy, he’s fun to chat to and keeps things light! Thank you!Posted on Google Amber LeeTrustindex verifies that the original source of the review is Google. Hayden and his team made the impossible happen! When my finance fell through with one of the major banks he had an unconditional approval sorted in 5 days and secured us our dream home. It was always reassuring speaking to him, I really appreciated his calm and diligent approach at such a stressful time. Having a team working around the clock to support him meant they were always responsive on document and settlement queries. Highly recommend!! Thanks Hayden, Karen and Claire!!Posted on Google memphis neagleTrustindex verifies that the original source of the review is Google. Hayden was fantastic to work with from start to finish. He was always available to answer questions, kept everything moving smoothly, and presented the best option for me at the right time. Really appreciate his support — highly recommend!Posted on Google Simon AlexanderTrustindex verifies that the original source of the review is Google. By far the best finance boker you'll ever deal with. Ive been involved in property investing and developing for 25 years, over that time Ive dealt with all the major banks and multiple brokers. I started working with Hayden at Premium Portfolio Finance for my funding needs about 10 years ago and recommended him to anyone that needs financing. Every time he gets far better rates and terms than anyone else.Posted on Google James HylandTrustindex verifies that the original source of the review is Google. Great help on trying to achieve what we wanted from a refinance. Have used Hayden and the team twice and would recommend them to anyone looking for a Mortgage broker.Posted on Google Edward CampbellTrustindex verifies that the original source of the review is Google. I have just had the pleasure of dealing with Karen at premium portfolio finance mortgage brokers. She was extremely knowledgeable and professional and always on hand to answer any questions and made sure everything went through smoothly and quickly. Thank you Karen.Posted on Google tenille flintoffTrustindex verifies that the original source of the review is Google. Couldn't recommend Hayden and his team enough. They have gone above and beyond helping with finance. So friendly and professional making the process smooth.
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FAQs
We compare investment loan and investment property loan options, including interest-only, fixed rate, and equity-based finance, tailored to your individual strategy.
We review your financial position, arrange valuations and compare investment loan products across our panel of 40+ lenders to find the right fit.
Yes, if you already own a home or another property, you may be able to use your existing equity as a deposit, rather than needing a large cash deposit.
It depends on your strategy. Interest-only can improve cashflow and support negative gearing, while a fixed rate gives certainty over repayments for one to five years.
Yes, we review your full financial position and structure each investment loan so it doesn't limit your next move, whether it's your first investment property or your fifth.
Ready to Talk About Your Investment Loan?
Book a free consultation and we’ll walk you through your options. No obligation, no jargon.